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KPB Nidhi Ltd.

KPB Nidhi Ltd is a Public Limited Company, established in the year 1989 under Section 620-A of the Indian Companies Act (1956). The Head Office is at KPBF Mandir, Sangeetha Sabha Road, Aluva (Ernakulam Dist)



We are a mutual benefit company where only members can transact business. The company has the approval from Govt., of India, Ministry of Corporate Affairs (No.37/13/90-CL III dated 13.12.1990). Activities of our company are closely monitored and controlled by the Department of Company Affairs (Govt. of India). Like all financial institutions, we comply with all necessary operating guidelines such as, Capital Adequacy, Statutory Liquidity Ratio and Asset Classification and Income Recognition. We offer attractive interest rates for all types of deposits. We can lend only against a security of gold, against our fixed deposits, LIC policies, government securities / bonds and property mortgage loans.

At present working of the Company is under the direct supervision and responsibility of 9 Directors. Our Directors have strong competencies in finance and business administration, including senior chartered accountants, senior advocates, retired senior executives from banks and other government departments, leading businessmen and industrialists.


We offer attractive Interest rate for all types of deposits. We can lend only against Security of Gold, against our Fixed Deposits, LIC Policies, Govt., Securities / Bonds and Property Mortgage Loans. Therefore 100% of our Advances are fully secured...

  • Loan

    Gold Loans, Loan against mortgage of Property, Loan against LIC Policies, Other Govt., Bonds & Securities and also against our own Term Deposits..

  • Insurance

    We are corporate agents of SBI Life Insurance, Kotak Life Insurance, United India Insurance Co, Reliance General Insurance, Star Health and Allied Insurance, Exide life insurance, Liberty Videocon Health insurance, Aditya birla Health insurance..

  • Deposit

    Cumulative deposit, Fixed Deposit, Recurring Deposit, Flexi Recurring Deposit, Savings deposit, Special Savings Deposit, Savings Plus Deposit.


Years of Excellence


Client Satisfaction


Working Branches


Experienced Staff